Brother, your website has three problems:
1. After so many refunds, the verification system blocks you and automatically charges you for everything, even if the card is deactivated. This is absurd, because if the cards are defective, you should request a refund. I understand that for the price, the card should be active, even if it has no funds.
2. Your website has duplicate materials or cards from another website, some of which I've purchased (
https://onlylive.biz). This means there's no privacy in the purchases.
3. Your website says it charges a commission for depositing money, but in reality, they overcharge, and it's not that percentage. I don't understand why they charge such a high commission if it's ultimately for using the website (they're stealing money).
I hope you take this advice into account and can fix these problems, because this affects users who had some trust in your website.